Thursday, 21 December 2017

Blockchain bitcoin and steemit for new generation

I believe the future of marketing will be definitely on the base of block chain. The product that get global has the potential of distorted information by the intermediaries. The intermediaries that connect the producer to the consumer community are the one who had trait knowledge about the system of import and export policy of state, nation, region and world forum. They eat the lion share in the process and the poor producer who toil and burn the midnight oil lick their finger and sustain their livelihood. The change in the Long Block-chain Corporation with G.I Tag with the detail of the producer from farm to the end users will be helpful in identifying the potential market in commerce and trade globally. Why because Emerging block-chain technologies are creating a fundamental paradigm shift across the global marketplace. The new block-chain efforts are only in their preliminary stages and we are all in the wheel of paradigm shift in the making.
The collaboration of involving potential partner in providing block chain infrastructure for the financial service another in new smart contract platform for building decentralized application will definitely benefits and restore intellectual copy right.
The future of commodity will have a bar-code of block-chain that will be scan in every terminal and avoid counterfeit
product and ultimately the consumer will get what they bought.
The chain of key of every route that a product make will ensure transparent, fast, and will ensure the old saying " customer are the king"

Friday, 3 June 2016





   NAGALAND 16TH STATE OF INDIAN NATION
   POPULATION TRENDS


Year
Total
GROWTH %
Rural
GROWTH %
Urban
GROWTH %
1901
101.55

98.46

3.09

1911
149.04
46.77
146.42
48.78
2.42
-21.68
1921
158
6.01
156.01
6.55
1.99
-17.77
1931
178.84
13.19
176.08
12.86
2.76
38.69
1941
189.64
6.04
186.13
5.71
3.51
27.17
1951
212.98
12.31
208.85
12.21
4.13
17.66
1961
369.2
73.35
350.04
67.6
19.16
363.92
1971
516.45
39.88
465.06
32.86
51.39
168.22
1981
774.93
50.05
654.7
40.78
120.23
133.96
1991
1209.55
56.09
1001.33
52.94
208.22
73.18
2001
1990.04
64.53
1647.25
64.51
342.79
64.63
2011
1980.6
-0.47
1406.86
-14.59
573.74
67.37

Wednesday, 4 February 2015

Representative democracy and the people


Recent studies into the various welfare measures and schemes, in relation to the real stake holders, has thrown many ugly and interesting truths to light. India being a welfare state it endeavours to execute its various policies and programmes through its bureaucratic machinery manning the various departments and agencies. Funds are supposed to trickle down to the real stakeholders through various stages from these different departments and agencies once the budget is passed. Now the real question is, do these end up with the intended target? Does it benefit the real stakeholders? A general conclusion drawn from random case studies into such aspect from the state of Nagaland has been presented below.
The people generally tend to look at their elected representatives as people with wealth power and authority rather than as representatives they elected for a fix term to effectively and efficiently implement various policies and programmes for all round development of their constituencies. That periodical elections are held to make them responsible and accountable to the electors. Active participation of the people in their governance is almost absent. Under such circumstances, election becomes an arena for people with vested and selfish motives.
The government has at its disposal hundreds of various department and agencies to implement its various welfare and developmental measures and schemes. Employees of the government are paid public servants to serve the people. But employment in the government sector is only seen as a lucrative prospect. It is seen as a position of pride and prestige as well as for financial stability and security. The attitude of the general public towards them is of awe and respect. They are therefore not seen as paid servants to serve their interest answerable and accountable.
Under such circumstances, any funds meant for the welfare and development of the people becomes just financial packages for those in power. All these stems from lack of awareness or lacklustre attitude of the people towards their representatives and government employees. The general public, the government employees and the elected representatives are more or less disconnected and detached.
It has also further come to light that even in those areas where there are strong political consciousnesses among the public, except for some basic infrastructural development like roads and electrification, all others becomes financial bonuses for the people to supplement their modernised lifestyles. You will see just symbolic representation of the projects rather than the materialisation of it.
Self preservation is the call of the day and financial incentives are only sought to pay their way to finance their modernise lifestyles. The sorry state of misutilisation of funds for the specified projects especially in the rural areas for economic development has many causes and complexities. Ignorance of the masses of the various welfare measures and schemes of the government, remoteness and inaccessibility and market of the finished products etc are some major issues in relation to rural areas.

 But whatever the case be, the question is, can we change it? Can sensitisation and trainings address the problems and changes be brought about? Or do we need a working model to be able to provide the necessary logistics, guiding and leading them as well as provide them with the necessary structural network to thrive in a corporate environment of productive growth?

Sunday, 6 July 2014

Nagaland Village Development Boards and Centrally Sponsored Schemes


The Centrally & State sponsored schemes are launched by the Govt. of India & Nagaland and implemented by the DRDAs/Blocks through the Village Development Boards (VDBs), as per guidelines prescribed by the Govt. of India & Nagaland.
Village Development Board (VDBs) are the grass-root level Development Institutions in the state and are responsible for implementation of all programmes/schemes of both under State Plan and Centrally Sponsored Schemes under Rural Development Department.
Achievement of Village Development Board  during the 11th (eleventh) plan 2007-2012
Sl.No
     Items
        Unit
   Actual Achievement



  2007-2012
1
SGSY
a) No of SHGs
1615


b) No of Swarozgaries
3415
2
MGNREGS
a) Man days in lakh
1225.44


b) Job card issued
1014104
3
IAY
No of House
66513

1. SWARNJAYANTI GRAM SWAROZGAR YOJANA (SGSY)
1.1 Swarnjayanti Gram Swarozgar Yojana (SGSY) is a Centrally Sponsored Scheme funded by the Centre and the State in the ratio of 90:10 basis. The objective of the scheme is to bring every assisted poor family above poverty line through micro-enterprise activities. The assisted families are known as Swarozgaris, may be individual or Self Help Group (SHG). However, emphasis is given on group approach. Each Self-Help Group may consist of a minimum of 10 and maximum of 20 members. However, in hilly and difficult areas the minimum members can be from 5 and above. SGSY is the credit-cum-subsidy programme where credit is the critical component and subsidy being only a minor and enabling element. The Village Development Board authenticates the list of families living below poverty line and selection of Swarozgaris and their key activities are made through a participatory process. SGSY fund can be utilized only on the following components:-
1) Subsidy 55%
2) Infrastructure 25%
3) Revolving to SHGs 10%
4) Training 10%
The subsidy and revolving fund are released to the Swarozgaris account through the bank. The upper ceiling limit of subsidy for individual is ‘10,000/- and for the SHG, it is ‘1.25 lakhs. The balance investment cost of the key activities is provided by way of Bank loan.

Swarnjayanti Gram Swarozgar Yojana (SGSY)
( Rs in Lakhs)
Year
             Fund Release
Physical

Central
State
Total
Achievement
1
2
3
4
6
2007-2008
394.37
65
459.37
a)100 SHGs




b) 500 Swarozgaries
2008-2009
195
65
260
a)120 SHGs




b) 500 Swarozgaries
2009-2010
503.17
84.42
587.59
a)523 SHGs




b)917 Swarozgaries
2010-2011
571
145.21
716.21
a)349 SHGs




b) 581 Swarozgaries
2011-2012
908.42
46.34
954.76
a)523 SHGs




b)917 Swarozgaries
Total
2571.96
405.97
2977.93
a) 1615 SHGs




b) 3415 Swarozgaries
Data source Department of Rural Development, Nagaland.

All together 12,415 no. of Houses has been constructed for the BPL households/beneficiaries in the rural areas and another 893 are under process for allocation to the beneficiaries.

2. BACKWARD REGIONS GRANT FUND (BRGF)
The Backward Regions Grant Fund (BRGF) is a cent percent Centrally Sponsored Programme launched in 2007-08 in the State. It is designed to redress the regional imbalances in providing financial resources to supplement and strengthen the existing development inflows into the identified Districts. The programme is implemented in 5 (five) Districts viz- Mon, Tuensang, Wokha, Kiphire and Longleng.
The objectives of the programme are:-
(a) To bridge the critical gaps in local infrastructure and other development requirements which are not being adequately met through existing inflows.
(b) To strengthen the VDBs and ULBs level programme with appropriate capacity building to facilitate participatory planning, decision making, implementation and monitoring to reflect local needs.
(c) To provide professional support to local bodies for planning, implementation and monitoring their plans.
(d) To improve the performance and delivery of critical functions assigned to VDBs and counter possible efficiency and equity losses on account of inadequate local capacity building.

The fund under BRGF is allocated to VDBs and ULBs on the basis of rural and urban population. The fund is allocated to the VDBs in the like manner of Grant-in-Aid to VDBs based on tax- paying households of the BRGF districts.
The BRGF schemes are implemented by village community supervised by VDBs in case of rural schemes and in towns the schemes are implemented by the Town Councils under the technical supervision of the E.E, P.W.D of the concerned District.

Backward Regions Grant Fund ( BRGF)
Rs in Lakhs
Year
Fund Releases
Physical Achievement
1
2
3
2007-2008
 -

2008-2009
3189

2009-2010
5965.5

2010-2011
4473
 See below
2011-2012
5330

Total
18957.5

Data source Department of Rural Development, Nagaland.

The sanctioned amount has since been released to 5 ULBs and 421 VDBs.



Achievement of BRGF during 11th plan of 2007-2012
i
Anganwadi Centre
Kms
102
ii
Construction of Road
Nos
372.84
iii
Constriction of Playground
Nos
77
iv
Const/Extension of School building
Nos
135
v
Plantation/Afforstation
Hectare
117
vi
Horticulture
Hectare
vii
Community hall/ multipurpose building
Nos
195
viii
Health Centre
Nos
47
ix
Public well/ring well
Nos
52
x
Marketing complex/shed
Nos
39
xi
Foot step/path
Mtr
349750
xii
Retaining/protection wall
Nos
125
xiii
Knitting & weaving centre
Nos
3
xiv
Renovation/Const. of Rostrum
Nos
1
xv
Drainage/Side Drain
Kms
111.31
xvi
Fishery pond
Nos
8
xvii
Community toilets/Latrine
Nos
568
xviii
Rural Housing
units
10300
xix
Construction of Rest house
Nos
100
xx
Construction of irrigation canal
Kms
36.7
xxi
construction of Library hall
Nos
51
xxii
Construction of water reservoir
Nos
239
xxiii
Construction of clock tower
Nos
1
xxiv
Construction of ST Girls Hostel
Nos
1
xxv
Purchase of sports items
units
5
xxvi
Construction of Garbage bib
units
6
xxvii
Construction of Recreational Centre
Nos
1
xxviii
Improvement of slaughter house
Nos
3
xxix
Extension of PCC hall
Nos
3
xxx
Hanging Bridge/home pipe
Nos
9
xxxi
Construction of waiting shed
Nos
16
xxxii
Water pipe line
Kms
30.51
xxxiii
Construction of VDB storage
Nos
3
xxxiv
Piggery shed
Nos
4
xxxv
Construction of teacher quarter
Nos
1
xxxvi
Construction of Gate
Nos
4
xxxvii
Construction of Naga Hut
Nos
1
xxxviii
Construction & Install of V.Set
Nos
1

Data source Department of Rural Development, Nagaland.

3. Mahatma Gandhi National Rural Employment Guarantee Scheme (MGNREGS):
The Mahatma Gandhi National Rural Employment Guarantee Scheme (MGNREGS) is a Centrally Sponsored Scheme. It is an employment generation programme, implemented in consonance with the enforcement of the Section 4 of the National Rural Employment Guarantee Act (NREGA) 2005. The scheme is funded on the basis of 90:10 ratios between Centre and State Govt. respectively.
Objectives of the Scheme:
a. To provide 100 days of guaranteed employment in a financial year to every household in the rural areas notified by Central Government under Section3(1) of the NREGA and whose adult members, by application, are willing to do unskilled manual works.
b. To create durable assets in rural areas.
c. To strengthen the livelihood resource base of the rural poor; and
d. Ultimately to enhance the livelihood security of the rural households.

Under the Programme, wages paid to the unskilled laborers/workers shall not be less than the minimum wage prevalent in the State which was ‘66/- per day, enhanced to ‘100/- per day per head till December 2010. Subsequently, the Govt. of India have enhanced wages to ‘ 118/- per day per head w.e.f 1st January, 2011. Men and Women will be paid equal wages under the scheme. The material cost/component of the projects including the wages of the skilled and semi-skilled workers involved under the scheme shall not exceed 40% of the total project cost.
Unemployment Allowance also forms the part of the scheme. A person who is registered under the scheme and who has applied for employment but is not given employment within 15 days shall be entitled to receive unemployment allowances at the rate of ¼ of the daily wage for the first 30 days and thence ½ per day beyond that. In case of failure to provide work when the funds are available, the State has to bear the cost of unemployment allowance.
Permissible works:
As per the Schedule I of the Act, the following works are permissible under the Mahatma  Gandhi National Rural Employment Guarantee Scheme (MGNREGS). Water Conservation and water harvesting, Drought proofing, aforestation and tree plantation Irrigation canals, including micro and minor irrigation works and Horticulture plantation Provision of irrigation facility to land owned by households belonging to the ST/SC or beneficiaries of land reforms or to the beneficiaries under IAY
Renovation of traditional water bodies, including de-silting of tanks Land development Flood control and protection works, including drainage in water logged areas Rural connectivity to provide all weather access Any other work that may be notified by Central govt. in consultation with the State Govt
Funding:
The Central Government will bear the costs on the following:
a) The entire cost of wages of unskilled manual workers.
b) 75% of the cost of material and wages of skilled and semi-skilled workers.
c) Administrative expenses as may be determined by the Central Government
The State Government will bear the costs on the following items:
a) 25% of the cost of material and wages of skilled and semi-skilled workers.
b) Unemployment allowance.
c) Administrative expenses of the State Employment Guarantee Council.
d) State share of funds to be released within 15 days of the release of Central funds.
Phase-I NREGA District:
Initially, the NREGA Programme was implemented only in one District of the State. Accordingly, Mon District being one of the most Backward Districts was selected as Phase-I NREGA District for implementation of the scheme during 2005-2006. However, the actual implementation could start during 2006-07 only.
Phase-II NREGA Districts:
In the subsequent year i.e. 2007-2008, 4 more Districts viz. Kohima, Mokokchung, Wokha and Tuensang were declared as NREGA Districts. With this, 5 districts were covered under NREGA, including Mon (Phase-I).
Phase-III NREGA Districts:
The Government of India, vide its Notification have declared all the Districts in the Country for implementation of NREGA w.e.f 1st April, 2008. Accordingly, the programme is being implemented in the remaining Districts of Dimapur, Phek, Zunheboto, Longleng, Kiphire and Peren. All Districts in the State are covered under the Mahatma Gandhi National Rural Employment Guarantee Scheme (MGNREGS) from the year 2008-09 onwards. Status of implementation during 2010-11: Till February, 2011, 3,33,690 households have been issued job cards, out of which 2,74,580 households have been provided wage employment. In the process 1,12,50,100 mandays generated, creating 11068 Nos. of durable assets.
During the current year, the Govt. of India, through its Notification, has raised the unskilled wages from ‘100 per day to ‘118 per day for the State of Nagaland with effect from 1st January, 2011. The Govt. of India has released ‘50096.26 lakhs during 2010-11 till date as Central share.The State Government has also released ‘1950.00 lakhs as the State Matching share during 2010-11.

Mahatma Gandhi National Rural Employment Guarantee Scheme ( MGNREGS)
( Rs in Lakhs)
Year
             Fund Release
 Utilization
Physical Achievement

Central
State
Total
Actual

1
2
3
4
5
6
2007-2008
5806.01
256
6062.01
4118.48
a) 23.14 lakh man days





b) 82563 Job cards
2008-2009
26805.72
1600
28405.72
27231.14
a) 217.80 lakh man days





b) 186331 Job cards
2009-2010
56292.34
1554
57846.34
49945.76
a) 284.27 lakh man days





b) 28504 Job cards
2010-2011
60696.07
2890
63586.07
60536.94
a) 334.34 lakh man days





b) 365891 Job cards
2011-2012
67346.57
3674.63
71021.2
66748.19
a) 365.89 Lakh man days





b) 365891 Job cards
Total
216946.7
9974.63
226921.3
208580.51
a) 1225.44 lakh man days





b) 1014104 Job cards
Data source Department of Rural Development, Nagaland.

Employment Details:
a) No. of Total Job cards issued till                                        Feb. 2011. - 3,33,690
b) No. of Households provided wage employment till             Feb. 2011. - 2,74,580
c) No. of Total Man days generated till                                  Feb. 2011. - 1,12,50,100
Assets created:
a) Rural Connectivity                                                                               - 7465 Nos.
b) Flood Control and Protection                                                              - 349 Nos.
c) Water Conservation & Water Harvesting                                             - 599 Nos.
d) Drought proofing                                                                                 - 461 Nos.
e) Micro irrigation works                                                                         - 950 Nos.
f) Renovation of Traditional water bodies                                                 - 52 Nos.
g) Land Development                                                                              - 616 Nos.
h) Provision of irrigation facilities to land owned by                                   - 13 Nos
IAY and small marginal farmers
Others                                        - 563 Nos.
Total                                         - 11068 Nos
  
INDIRA AWAAS YOJANA (IAY):
The Indira Awaas Yojana (IAY) is a Centrally Sponsored Scheme for providing housing to the BPL Households in the rural areas. The Scheme is funded on the costsharing basis between the Centre and the State in the ratio of 90:10. The objective of the programme is to ensure that the shelter-less poor people in the villages are provided with permanent shelter. The Department has been implementing the programme through the Village Development Boards.
Indira Awaas Yojana (IAY)
( Rs in Lakhs)
Year
             Fund Release
 Utilization
Physical

Central
State
Total
Actual
Achievement
1
2
3
4
5
6
2007-2008
1152.64
400
1552.64
1338.66
7404   no. of houses
2008-2009
3844.74
452.94
4297.68
4291.36
15950 no. of houses
2009-2010
3996
326.32
4322.32
3038.92
11645 no. of houses
2010-2011
4888.24
477.22
5365.46
5002.49
15514 no. of houses
2011-2012
4073.755
303.312
4377.067
4377.067
13362 no. of houses
Total
17955.38
1959.792
19915.17
18048.497
63876 no. of houses
Data source Department of Rural Development, Nagaland.

Out of 2, 24,435 Rural Houses there are 1, 57,118 BPL households in the State which accounts for 70% the rural households.

PROMOTION OF MICRO-FINANCING ACTIVITIES THROUGH VDBs:
To promote Micro- Financing Activities, initially, 25 VDBs were selected as Financial Intermediaries by way of Pilot projects. Initially, a Corpus Fund of ‘1.00 lakh was created through the contribution of VDBs, State Govt., Central Govt. and NABARD in the ratio of 40:20:20:20.
With the successful implementation of the Pilot Projects, the State Govt. has decided to cover all VDBs as Financial Intermediaries in a phase-wise manner.
During the current financial year, on an experimental basis, NABARD has agreed to participate in the process/implementation of the scheme for Longleng and Kiphire Districts
The financial contribution is as followsa)
NABARD       -           1,00,000/- (Longleng and Kiphire Districts )
b) State Govt. -           1,00,000/-
c) VDB           -           40,000/-
Under the innovative programme, the participation of NABARD will gradually cover the other Districts as well.

Benefits of Village Development Boards:
Village Development Board is a double edged sword

  •  Created More Assets in far and flung recognized villages.
  • Increase social capital through rapport building among the villagers and neighboring villages and stake     holder of domain expert.
  • Successfully merged traditional system of governance with modern governance system.
  • Enabled village plans, to be incorporated into the intermediate level Block plans and finally merged into a District Plan.
  • Socio economic census mapped.
  • Identify & Select priority based schemes through General Body Meeting and Identification and selection of beneficiaries by the villagers themselves.
  • Ensure Ground implementation of Programmes
  • Ensure People’s participation in Village planning.
  • Create Sense of ownership of the project and enhance civic sense.
  • Maintain Account, Muster Rolls & Beneficiary Records.
  • Participation of the women and youth in the developmental activities of the village.
  • Poverty reduction has been addressed through Centrally Sponsored Schemes that improve the status of the poor people living below poverty line.
  • Provide guaranteed employment in financial year to every household in the rural areas through Centrally Sponsored Schemes.
  • Implement the Housing Programme through Centrally Sponsored Schemes (IAY)
  • Act as financial intermediaries in non-banking areas too.